Free Consultation: +1-(855) 532-8453
We appreciate your interest and look forward to showing you the BWS difference and that everyone deserves a SECOND chance at living the American dream.
Credit scores affect multiple facets of life. They determine loan rates, car loans,
mortgages, and more. Having the best credit possible will save you, not only grief but
money. If you are already struggling to make ends meet and can't afford a car payment,
you definitely can't afford bad credit. A repossession makes your credit feel helpless, but
finding credit repair in Miami can help. When looking for credit repair, Miami has you
covered. Here are 4 ways credit repair can help your credit after a repossession.
Finding Legal Discrepancies
Credit repair companies are skilled and educated concerning all credit laws. They are
particularly familiar with fair credit laws. In 1970, the United States passed the Fair Credit
Reporting Act(FCRA). This law allows for all citizens to have access to their credit
information. Like anywhere else with credit repair, Miami experts know the laws and
loopholes. They work to find if there is any way that your repossession was fraudulent.
After they file a credit dispute, the credit bureaus have 30 days to investigate. If the
lender can't prove that the repossession was just beyond a doubt, it is dropped from your
credit report.
Clout
Even though you could try to dispute your repossession yourself, it won't be as effective.
Not only do credit repair companies have more understanding of the laws and loopholes,
but they also have respect. Major companies are viewed as competent. Thus they are
taken more seriously than individuals.
7 Year Expiration
After seven years, repossessions should fall off your credit report. In some cases, simply
waiting for the time to pass is all you can do to combat the negative credit mark. Once
those seven years are up, however, you might still see the repossession on your credit
report. Credit repair in Miami will work to ensure this repossession is removed after the
seven years. They know how to have this done quickly and efficiently.
Focusing on Other Lines of Credit
Even if the credit repair company can't have the repossession removed, they will still help
you. While the repossession is on your report, other factors will still be affecting the score.
The credit repair can look at other areas to improve your credit, or start building new
lines. Over time, the repossession will have less of an effect.
Even though having a car repossessed might feel like a helpless situation, credit repair in
Miami can help you get back on the road to financial health. It might be tempting to give
up on your credit or repair it yourself, but hiring a professional will help improve your
credit smoothly with the most significant chance of improvement. For further
information contact us
5911 NW 173rd Dr, Ste 17,18,19
Miami Gardens, FL 33015
14750 NW 77th Ct Ste 206 Miami Lakes FL 33016
Founded by Justo Villalobos back in 2015. BWS has estabilished itself as one of the greatest and prestigious Credit Repair Resources.