Introducing Simple: Banking Made Easy

What comes to mind when you think of banking? I’m sure you think about long lines and crazy fees! What if I told you there is a bank out there that doesn’t charge fees, helps you save money, offers free accounts, and the best part is, you never have to leave home. It may sound too good to be true, but this bank really does exist! Simple is a mobile, FDIC-insured checking account that offers a Visa debit card, direct deposit, photo check deposits, and external account linking. Simple will automatically make sure that your goals and expenses are covered. It doesn’t get any better than Simple!

If you’re worried about having enough money for bills, Simple will do the work for you, so you never have to worry again. You have the option of turning your recurring bills into Expenses, and Simple will automatically save for them, by their due date. Now, whenever you get paid, you don’t have to guess how much money to set aside for bills and how much you’ll have left over for extras. Simple also helps you stay on track by showing your progress on how much has been saved for Expenses, and how much you have left to go. And, if you share bills with someone else, you can open a Simple Shared account and save together. Each one of you will have his or her own personal account, in addition to a shared account in order to create shared Expenses.

Simple also has a great feature called Safe-to-Spend, that helps you make spending decisions by providing you with an accurate amount from your available balance that you can use on whatever you’d like. It takes the guesswork out of figuring out whether or not you can afford something.

Within the Simple app, you’ll be able to save towards your goals. You can use Goals to stash away money until you are ready to spend. You’ll use this feature by hitting the “Create a Goal” or “Add” button. Then, you can choose a name for your Goal such as “Dream Vacation” or “New Car”, set the amount you want to spend, how often you want funds to be transferred, and a completion date. Let Simple take care of the rest!

With Simple, you also get Trackable Spending, which helps you learn more about your own spending habits. With detailed reports, charts, and graphs, you’ll be able to see where you can cut back to save even more money. And if that’s not enough, you can add photos, notes, and hashtags to every single one of your purchases so you can easily search for a transaction, or better remember a purchase. It’s essentially a story for your transactions, but it will definitely help you make better financial decisions when you want to know how you’ve been spending money.

Signing up takes just a few minutes, and you can literally do it anywhere. Once you create an account, you’ll need to add money by direct-depositing your paycheck or transferring funds from another financial institution.

You don’t have to worry about security either, because your money is always safe with Simple. With features like two-factor authorization, fingerprint unlocking, card blocking, instant push notifications after purchases and chip technology, you can have peace of mind knowing your account is secure.

If you ever need to give Simple a call, rest assured that you will be able to speak to a human customer service agent and not a robot. There are also no fees associated with a Simple account, whatsoever! They don’t require a minimum balance, and you won’t be charged for maintenance or overdrafts. Transfers and card replacements are free as well. To learn more about Simple, visit www.Simple.com and once you’re ready to download, get the app through Google Play or the App Store.