How to Remove Court Judgments from Your Credit Report

Have you ever thought that maybe it's time to do away with judgments denting your credit scores? It may sound impossible, but with the right course of action, you can get an approval of credit and loans sooner than expected. At Kendall FL Credit Repair, we believe that an ugly judgment can be successfully removed from consumer credit report cards, and earn you a clean slate to financial freedom. Here are three easy steps that will help you remove court judgments from your credit report

1. Appeal for a Vacated Judgment
In the best-case scenario, you can get your judgment vacated, but only when a few factors act in your favor. Typical grounds for obtaining a vacated judgment can include debts that don't belong to you, debts that were obligingly paid up, or in extreme circumstances in which the creditor breached stipulations of the Fair Debt Collection Practices Act. A vacated judgment is indispensably declared null, which means credit agencies are legally bound by law to write off your details from public credit reports. If a vacated judgment is all you need to remove incorrect credit judgments, Kendall FL Credit Repair is your premier solution. Even after the court order, we will help you file separate arguments with each of the leading credit bureaus- Experian, Equifax, and TransUnion- to eliminate judgments from all the reports.

2. Dispute a Judgment
This may be the not-so-popular route, but fortunately, some discrete circumstances may allow you to contend a satisfied ruling. Credit bureaus typically have 30 days to confirm the legitimacy of the information. If they cannot verify it, they are mandated to withdraw it from the credit report entirely. You stand a chance of redemption if a judgment proves unverifiable, incorrect, or otherwise not legally filed. Judgments can be quite complex. For this reason, you need a competent credit dispute handler, and there's none better than Kendall FL Credit Repair. We desire to aid you in probing the validity of a negative credit article that may weigh heavily on a judgment. The circumstances entail:

• When the possible harm of misinformation overrides the cost of investigation
• When the bureau(s) understands that the source is questionable
• When the consumer informed the bureau that the source might be questionable
• If these circumstances fundamentally apply to your case, contact us for consultation.

3. Wait for the 7-year judgment expiry
A vacated judgment-however slim the chances-is your best shot at credit freedom. The fact is, legal judgments tend to remain on your credit report for not less than seven years before expiry. Moral of the story? Make sure you pay your debts to avoid unsatisfied judgments, which may end up hurting your credit reports for a long, long time. You certainly wouldn't want such a setback. There's some reprieve, however! Don't let court judgments impede your scores when credit repair is available. Contact Kendall FL Credit Repair and you will be sorted